| type="text/javascript"> ch_client = "articlealley"; | | | | -you immediately report all damages and losses to |
| ch_type = "mpu"; ch_width = 590; ch_height = 250; | | | | the police department, and then get a police report |
| ch_non_contextual = 4; ch_noborders = 1; | | | | for the case. |
| ch_vertical ="premium"; ch_sid = "590x250 Article | | | | -you must have the damaged vehicle inspected by |
| Mixed Top"; var ch_queries = new Array( ); var | | | | the insurer before you have it repaired. |
| th)); if ( ch_selected < ch_queries.length ) { | | | | -you must endeavour to protect your vehicle from |
| ch_query = ch_queries[ch_selected]; } In cases of | | | | more damage,if it is in your ability to do so. |
| car damage or theft, you may want to file an auto | | | | -The new hampshire auto insurance company carries |
| insurance claim. If the damaged is caused by another | | | | out an investigation and your cooperation is highly |
| driver, you can file the claim with either your own | | | | needed. |
| insurance company or the other driver’s auto | | | | -you are to review your duties and other possible |
| insurance company. | | | | requirements, sometimes called |
| A claim you file with your own insurance company is | | | | “Conditions” or “Duties After A |
| called a “first-party” claim. | | | | Loss” of the auto insurance policy. |
| A claim filed against another driver’s company | | | | If You File a Claim with the Other Driver’s |
| is referrred to as a “third-party claim”. | | | | Insurance Company |
| In a third-party claim, the contract is with the policy | | | | The auto insurance company of the other driver will |
| holder alone. | | | | investigate the claim, and will give a settlement if |
| If You File a Claim With Your Own auto insurance | | | | their insured is legally responsible for your damages. |
| Company | | | | Often times, the auto insurance company expect |
| -you immediately report all damages directly to your | | | | you to sign a “release for damages” |
| auto insurance company. | | | | before your claim is settled. |