The 10 Golden Rules of Trading

1 Introductionaround. Given that trades are either winners or
In this article we cover the few important rules thatlosers, and this one is shouting 'Loser' at you, the
should never be broken in trading. If you can applychances that it will turn around and become a large
these rules consistently, and with discipline, you will bewinner is tiny. Why risk any more money on this
well on the way to being a profitable trader.losing trade, when you could simply close it out
The rules we cover are:o Have specific goals and(accept the loss) and move on. This will leave you in
objectiveso Be consistent and disciplinedo Let profitsa much better place financially and mentally, than
runo Cut losses shorto Never add to a losing tradeoholding the position and hoping it will go back your
Don't take too much risko Only trade positiveway. Even if it did do this, the mental energy and
expectancy systemso Minimize all trading businessnegative feelings from holding the losing position are
costso Be well educatedo Don't trade scared moneynot worth it. Always stick to your rules and exit a
Each of the rules will now be discussed.position if it hits your stop point.
2 The Golden Rules of Trading2.5 Never add to a losing trade
The following sections outline a set of rules that canOne of the few trade management rules that we
significantly improve your chances of success if theycan state we never break is 'Never add to a losing
are understood, practiced, and implementedtrade'. Trades are split into winners and losers, and if
consistently in your trading. These rules have beena trade is a loser, the chances of it turning right
learned the hard way, by study, research,around and becoming a winner are too small to risk
trial-and-error, and the inevitable mistakes thatmore money on. If indeed it is a winner disguised as
everyone makes when they start a trading business.a loser, why not wait until it shows it's true colors
We hope that you can learn from the work we have(and becomes a winner)before you add to it.
done, and benefit from our experience. The rules willIf you do this you will notice that nearly always the
now be discussed.trade ends up hitting your stop loss and does not
2.1 Have specific goals and objectiveslook back. Sometimes the trade turns around before
Few things are more important to your tradingit hits your stop and becomes a winner and you can
success than having set (i.e. written) goals andcount yourself very fortunate. Sometimes the trade
objective for what you are aiming to achieve. It ishits your stop loss and thenturns around and
amazing to me how often we hit our targets, meetbecomes a winner and you can count yourself
our objectives, and reach our goals only when weunlucky. Whatever the result, it is never worth adding
articulate them and write them down.to a loser, hoping that it will become a winner. The
For any business to be successful it must haveodds of success are just too low to risk more capital
measurable objectives that are actually achievable. Inin addition to the initial risk.
trading (obviously) the primary objective is to make2.6 Don't take too much risk
money, but it is important to have other objectivesOne of the most devastating mistakes any trader
that are not purely cash-related. We must alwayscan make is risking too much of their capital on a
remember that reward and risk go hand-in-hand insingle trade. One thing is certain in trading and that is
trading and that we cannot expect to achieve highif you lose all your capital you are out of the game.
returns without planning for high risk (i.e.Why risk so much you could be prevented from
draw-downs).continuing? There is a saying inpoker than going all-in
Your objectives and goals will be very specific to(risking all your chips) works every time but once.
you, but they must have the following characteristicsThis is true of trading.
to be useful:o Be measurable (in completion andIf you risk all your account on every trade it only
timeframe)o Be achievableo Be worthwhileo Betakes one loser to wipe you out (and no trading
positivemethod is 100% accurate), so you will be out of the
As an example, here are some of our currentgame at some point - it is only a question of time.
objectives (this is only a partial list):o Develop 2 newIn general, we only risk 1-3% of the available capital
positive-expectancy trading systems each yearoallocated to a system on any individual trade. This is
Make fewer errors implementing our trading systemscalculated using the size and, the difference between
each yearo Achieve a return to maximumour entry price and our maximum stop price, and the
draw-down ratio of 1.5:1o Take 2 weeks vacationamount of capital allocated to the system. With the
each yearwin probabilityand ratio of size of winning trades to
Note that only one of them is about making money,losing trades we are almost certain never to lose all
and that has a measurable objective that is relativeof our trading capital. In fact, the chance of us hitting
to draw-down, not absolute (i.e. make 100% perour maximum drawdown for the year is tiny.
year). If you know what you are trying to achieve,All trades should be of a size that almost seems
and when you are trying to achieve it, the wholeinsignificant. If you are worried about the size of a
business will be focused on meetingyour objectivestrade then it is too big and you should reduce the
and help guide you to only pay attention to thingssize immediately. Remember that longevity is the key
you really want to achieve with your limited time andto making money by trading - slowly over a long
resources. This will also give you a way to measuretime with minimal risk, is always preferable to rapidly
the success and progress of your trading. Generallywith too much risk.
traders with well-defined objectives will be much2.7 Only trade positive expectancy systems
more successful than those that do not haveIf you have a positive expectancy trading system,
pre-defined goals.the only factors that determine how much money
2.2 Be consistent and disciplinedyou will make per year are the number of trades the
In order to realize the full potential of your tradingsystem generates, how much capital you allocate to
systems it is critical that you take every tradingthe system, and how accurately you implement the
entry, adjust every stop, and close out every tradetrading signals. If you do not know whether your
as and when your system says you should do. Thistrading system is positive expectancy then why are
takes extreme confidence in your trading systems,you trading it? Expectancy is calculated using the
good robust reliable technology, and the mentalprofit or loss on each trade (net of trading
discipline to stick to your trading plan whateverimplementationcosts) divided by the initial risk (using
happens (assuming it is complete).your stop loss) and then taking the average of this
An underlying assumption about being consistent andnumber of a series of trades. Systems that have
disciplined is that you have a pre-defined plan forpositive expectancy will make money on average and
every situation you may face in your trading, so thatthose with negative expectancy will lose money.
you know how you are defining what beingSuccessful traders only trade systems where the
consistent is. Your plan needs to include at least theodds of success are in their favor (i.e. the system is
following items:o All your trading rules for entering,positive expectancy) so they know that making
adding to, and exiting positionso What you will do ifmoney is the result of accurately implementing the
your trading computer, internet connection, broker,system and not just pure luck.
power, telephoneetc. failso What you will do if you2.8 Minimize all trading business costs
are unable to tradeo What you will do if you loseSome trading systems have only marginal profitability,
X% of your accounto What you will do if all theand trading implementation costs (commission,
markets are closed and you can't exit your positionsspread, and slippage) can be the difference between
Unless you write the answers down to all theseprofitability and making a loss. With the easy
issues, you cannot be consistent and disciplined inavailability of modern electronic brokers, and
your approach to trading and if you lose money youfully-automated trade processing andexecution, it is
will not know whether it is because you didn't followdefinitely worthwhile looking for a very low cost way
your plan, because your plan is incomplete, becauseto implement your trading system. High commission,
your systems do not work, or simply because youwide spreads, and large amount of slippage can be
are going through a losing period.reduced considerably simply by carefully choosing a
2.3 Let profits runbroker. This can be the difference between a
This simple rule is the key to being a successfulsystem
trader. It is three simple words that are very hard to(especially a high frequency one) being useable or
actually implement. When we get a profitable tradenot. Paying too much for trade implementation is an
our natural fear of losing the unrealized cash kicks inavoidable way to lose money.
and we truly want to close it out now and take the2.9 Be educated
money. Most trading consists of long periods of smallIn order to compete at the highest level in the
winners and losers followed by a few huge winnerstrading business and be one of the few truly
that make the difference between overall profitabilitysuccessful participants you must be well-educated
and simply breaking even or losing due to tradingabout what you are doing. This does not mean
costs(commissions, spread, and slippage).having a degree from a well-respected university -
It is our ability to let the huge winners become justthe market doesn't care where you were educated.
that - huge - that determines how we will performBeing well-educated means that you have thoroughly
overall during the year. The key to letting winners runresearched and tested your trading ideas and know
is to have trailing stops that are outside the dailywhy your trading system worked in the past and is
noise of the market so that they are not tightcontinuing to work now. It means understanding all
enough to get stopped out during 'normal' trading.the technology and applications that your system
This means being prepared to give up a significantneeds to perform accurately.
portion of a winning trade's open profit and is theIt means understanding your goal and objectives and
thing that makes this so hard to implement. In fact,how trading will achieve these. It means
we should be adding to a winner and widening stopsunderstanding yourself and how your personality
rather than working out how tight our stops can beaffects your results. It means understanding the
to capture maximum profit. The trade has alreadymarkets and instruments you trade.
shown you that it intends to be a winner, and theIn order to succeed you really need to become an
chances are it is a low-risk idea to add to the positionexpert in your own trading business to understand
now rather than 'strangle it' with stops that are toohow it all fits together, when it is broken, and how it
tight.can be improved. As with all worthwhile endeavors,
It is very important that your position managementthis takes commitment, hard work, dedication, and
rules allow for large winning trades, and that the rulesmore hard work.
are pre-defined and understood before you place the2.10 Don't trade scared money
trade. This will allow you (if you have confidence inLastly, no one ever made any money trading when
your method and discipline) to stick to your rulesthey had to do it to pay the mortgage at the end of
when you do get the bigwinner.the month. Having a requirement to make X dollars
2.4 Cut losses shortper month or you will be financially in trouble is the
This is the sister rule to the previous one, and isbest way I know to completely mess up all trading
usually just as difficult to implement (although itisdiscipline, rules, objectives, andleads quickly to
very easy to define). In the same way thatdisaster.
profitability comes from a few large winning trades,Trading is about taking a reasonable risk in order to
capital preservation comes from avoiding the fewachieve a good reward. The markets and how and
large losers that the market will toss your way eachwhen they give up their profits is not under your
year. Setting a maximum loss point before you entercontrol. Do not trade if you need the money to pay
the trade so you know before-hand approximatelybills. Do not trade if your business and personal
how much you are risking on this particular position isexpenses are not covered byanother income stream
relatively straightforward. You simply need to have aor cash reserve. This will only lead to additional
exit price that says to you 'this trade is a loser and Iunmanageable stress and be very detrimental to your
will exit before it gets any bigger'. Due to gaps at thetrading performance.
open, or limit moves in futures we can never be3 Summary
100%certain that we can get out with our maximumIn this article we have covered the rules that we
loss, but simply having the rules, and always stickingbelieve should never be broken in trading. If you
to it will save us from the nasty trades that justwork on never breaking them, your trading should
keep on going and going against our position until weimprove dramatically.
have lost more than many winning trades can makeWe sincerely hope this information has helped you to
back.improve your trading performance.
If you have a losing position that is at you maximumGood luck in your trading.
loss point, just get out. Do not hope that it will turn